Protecting your income, home, and family is an important part of long-term financial planning. At Ward Goodman, we provide clear, independent advice on protection solutions designed to safeguard your finances against unexpected events.
Our financial planners offer tailored guidance on critical illness cover, income protection, mortgage protection, and life insurance. Working across the whole market, we help you put the right cover in place to support financial resilience and peace of mind.
We support clients across the UK, with offices in Ferndown and Shaftesbury, offering face-to-face meetings in Dorset alongside remote consultations nationwide.
Our experienced advisers help individuals and families prepare for life’s uncertainties by putting the right financial protection in place. We take the time to understand your circumstances, dependants and long-term goals, recommending suitable cover to provide stability in the event of illness, loss of income or bereavement.
With an independent, whole-of-market approach, we source life assurance, mortgage protection, income protection and critical illness cover tailored to your needs and budget. We also provide guidance on pension sharing in divorce settlements, helping you navigate complex financial arrangements and protect your long-term financial security.
Provides financial support if you are diagnosed with a serious illness, helping cover living expenses and medical costs. Learn more about Critical Illness Cover
Ensures financial security for your loved ones in the event of your passing, helping to cover debts, household expenses, and future financial needs. Find out more about Life Insurance.
Protects your home by covering mortgage repayments if you are unable to work due to illness or unforeseen circumstances. Learn more about Mortgage Protection.
Provides a regular income if you are unable to work due to illness or injury, ensuring financial stability during recovery. Find out more about Income Protection Cover.
Ward Goodman’s excellence in accounting services is validated by notable awards and accreditations within the UK financial industry.
Ward Goodman was honoured with the prestigious Accounting Excellence Award,
We are accredited by the Association of Chartered Certified Accountants (ACCA)
Ward Goodman proudly holds membership with the Institute of Chartered Accountants
As a distinguished Partner, we utilise cutting-edge technology
Join Ward Goodman and experience the benefits of our pioneering approach in financial planning, wealth management, accounting, and tax advisory.
Ward Goodman has a simple but effective onboarding process making this hassle free for you. At Ward Goodman we can deal with any existing advisers to help with a smooth transition
Reach out through referrals, introducers, or our website.
We offer a no-cost, no-obligation meeting at one of our offices.
Provide necessary details, receive a quote, and initiate services upon acceptance.
If you would like to discuss your accounting requirements further, please book a meeting with an experienced member of our team. Simply let us know when’s best for you and we will get in touch to arrange a suitable time.
Life assurance provides lifelong cover with a payout upon death, whereas life insurance cover typically covers a fixed term, such as the length of a mortgage. We help you choose the right option for your needs.
Income protection pays a regular income if you are unable to work due to illness or injury. Policies can be tailored to your employment benefits and ongoing financial commitments.
Critical illness cover pays a lump sum if you are diagnosed with a serious condition. It can help cover medical costs, adapt your home, or replace lost income, providing added financial security.
Mortgage protection is a type of life insurance designed to clear your mortgage if you die or become seriously ill. It helps ensure your home remains secure for your family.
In a divorce, pension assets can be divided through a pension sharing order or offsetting against other assets. Professional advice ensures a fair settlement.
Having both can provide more complete protection – life insurance covers death, while critical illness cover provides a payout if you survive a serious illness.
This depends on your monthly expenses, existing savings, and any benefits provided by your employer. A common approach is to cover 50 to 70 percent of your income. Learn more about income protection cover.
Yes – many policies allow changes to cover levels or beneficiaries, but terms and premiums may be affected.
Life insurance payouts are generally tax-free, but they may be subject to inheritance tax if not written in trust.
Yes – you can hold multiple life, income protection, or critical illness policies, provided you meet each insurer’s underwriting requirements.
