Expert Individual & Family Protection in Dorset
Ensuring financial security for yourself and your loved ones is essential at every stage of life. At Ward Goodman, we provide expert guidance on a range of protection solutions designed to safeguard your income, home, and family’s future against unexpected events.
From critical illness cover and income protection to private medical insurance and pension sharing advice on divorce, our financial planners work closely with you to create a personalised protection strategy. We provide independent advice across the whole market, helping you find the right policies to offer peace of mind and financial resilience.
With the right protection in place, you can be confident that your finances and loved ones are secure, no matter what life brings.
Our offices in Ferndown and Shaftesbury allow us to support clients across Dorset with face-to-face or remote advice on individual and family protection. Whether you’re reviewing existing cover or putting plans in place for the first time, our local team is here to help you safeguard what matters most.
Our Individual & Family Protection Services
Critical Illness Cover
Provides financial support if you are diagnosed with a serious illness, helping cover living expenses and medical costs.
Life Assurance
Ensures financial security for your loved ones in the event of your passing, helping to cover debts, household expenses, and future financial needs.
Mortgage Protection
Protects your home by covering mortgage repayments if you are unable to work due to illness or unforeseen circumstances.
Income Protection
Provides a regular income if you are unable to work due to illness or injury, ensuring financial stability during recovery.
Private Medical Insurance
Gives you access to private healthcare services, reducing waiting times and providing peace of mind for medical treatment.
Pension Sharing Options on Divorce
Expert advice on dividing pension assets during divorce settlements, ensuring fair financial outcomes for both parties.
How Our Protection Specialists Can Help
Personalised Financial Protection
Our experienced advisers help individuals and families prepare for the unexpected by structuring financial protection that meets their unique needs.
Tailored Risk Coverage
We assess your financial circumstances, dependents, and future goals to recommend suitable policies that provide financial stability in case of illness, job loss, or bereavement.
Independent Insurance & Protection Solutions
Our independent approach means we can source life assurance, mortgage protection, income protection, and critical illness cover from the whole market, ensuring you get the most appropriate and cost-effective solutions.
Pension Sharing & Divorce Settlements
Additionally, we offer guidance on pension sharing options on divorce, helping you navigate financial settlements and ensuring long-term security for both parties.
Meet Our Protection Specialists
Our protection specialists are committed to delivering tailored services, ensuring your financial needs are met with expertise and confidence.
Frequently Asked Questions
Life is unpredictable, and ensuring financial security for yourself and your loved ones is essential. Whether you’re protecting your income, safeguarding your home, or planning for the future, having the right financial protection in place can make all the difference. With expert advice, you can secure peace of mind, knowing you’re prepared for whatever life may bring.
What is the difference between life assurance and life insurance?
Life assurance provides lifelong cover with a payout upon death, whereas life insurance typically covers a fixed term, such as the length of a mortgage. We help you choose the right option for your needs.
How does income protection work?
Income protection provides a regular income if you’re unable to work due to illness or injury. We help structure policies to align with your employment benefits and financial commitments.
What is critical illness cover, and do I need it?
Critical illness cover provides a lump sum if you are diagnosed with a serious condition, helping cover medical costs and living expenses. It’s useful for those who want added financial security in case of unexpected illness.
How does mortgage protection differ from life insurance?
Mortgage protection is a type of life insurance that specifically covers outstanding mortgage repayments in the event of death or disability, ensuring your home remains secure.
What happens to my pension if I get divorced?
Pension assets can be shared between spouses in a divorce settlement. We provide expert advice on pension sharing orders, helping you navigate this process fairly and effectively.
The Process
Initial referral or inquiry
Whether you’ve been referred or inquired yourself, our team will reach out to you in a timely manner
Free consultation
We offer a no-cost, no-obligation meeting at one of our offices, or over the phone
Quote and setup
We’ll provide you with a tailored quote and when you’re ready, our tax advisors will begin services
Book a Meeting
If you would like to discuss further, please book a meeting with an experienced member of our team. Simply let us know when’s best for you and we will get in touch to arrange a suitable time.
Why Choose Ward Goodman?
Client satisfaction is paramount to us. We have a broad range of clients, and we endeavour to offer them the best tax planning service possible through continuous improvement and focus on doing things right the first time.
Experienced Advisors & Accountants
Our Dorset-based team can advise and support any size of business locally or nationwide.
Bespoke Financial Advice & Tax Planning Service Packages
Flexible, bespoke service covering all aspects of tax planning.
Access to a Full Team of Finance Experts
From our Financial Advisors to Pension Advisors.
Our Awards and Accreditations
Ward Goodman’s excellence in accounting and tax advice is validated by notable awards and accreditations within the UK financial industry.
AAT Qualified
Xero Certified
ICAEW Membership
Partnerships
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