We help you plan for future care needs by assessing your finances and exploring funding options-savings, investments or state support-tailored to whether you plan to stay at home or move into residential care.
We support clients across the UK, with offices in Ferndown and Shaftesbury, offering both face-to-face meetings in Dorset and remote consultations nationwide.
By planning early we help you structure your finances to cover care costs, explore funding and income strategies, and create a plan that safeguards your assets and provides long‑term security.
Understand the potential costs of long-term care and how they could impact your finances, so you can plan ahead with confidence.
Receive professional guidance on structuring your finances to cover care fees effectively and sustainably.
We help you consider a full range of funding routes, including savings, pension income, state support and other financial tools.
Plan proactively to safeguard your assets and reduce the risk of having to use savings unexpectedly to pay for care.
With a clear, personalised care plan in place, you and your loved ones can face the future with greater peace of mind.
Regular reviews ensure your long-term care strategy stays up to date with changes in costs, legislation and personal circumstances.
Ward Goodman’s excellence in accounting services is validated by notable awards and accreditations within the UK financial industry.
Ward Goodman was honoured with the prestigious Accounting Excellence Award,
We are accredited by the Association of Chartered Certified Accountants (ACCA)
Ward Goodman proudly holds membership with the Institute of Chartered Accountants
As a distinguished Partner, we utilise cutting-edge technology
Join Ward Goodman and experience the benefits of our pioneering approach in financial planning, wealth management, accounting, and tax advisory.
Ward Goodman has a simple but effective onboarding process making this hassle free for you. At Ward Goodman we can deal with any existing advisers to help with a smooth transition
Reach out through referrals, introducers, or our website.
We offer a no-cost, no-obligation meeting at one of our offices.
Provide necessary details, receive a quote, and initiate services upon acceptance.
If you would like to discuss your accounting requirements further, please book a meeting with an experienced member of our team. Simply let us know when’s best for you and we will get in touch to arrange a suitable time.
The cost of residential care can exceed £60,000 per year in the UK, so planning early gives you access to a wider range of funding solutions. These include Immediate Needs Annuities – a specialist care annuity that pays a guaranteed income directly to your care provider for life, providing certainty over costs. If you own your home, equity release schemes such as lifetime mortgages can unlock property wealth to fund ongoing care without requiring a sale. We help you explore all available routes and structure the right approach for your circumstances.
You may be eligible for local authority funding or NHS Continuing Healthcare, depending on your needs and financial circumstances. We can guide you through the application process.
Yes – a well-structured investment strategy can generate income to help meet care costs. We offer tailored investment advice to support ongoing financial stability.
Careful planning can help manage care costs while preserving your estate. This may involve trusts, gifting strategies, or other wealth protection measures.
Starting early gives you more funding options, including tax-efficient savings and investments. Early planning also reduces the risk of financial pressure later in life.
Yes – local authority funding is means tested, taking into account your income, savings, and assets, including in some cases the value of your home.
NHS Continuing Healthcare (CHC) provides fully funded care for people with complex ongoing health needs, arranged and paid for by the NHS – our advisers can help you understand eligibility. For those who don’t qualify for CHC, local authority funding is means tested, taking into account your income, savings, and assets. We help clients understand how assets are assessed and how to plan within the rules to protect their estate. Our advisers also work closely with clients on Lasting Power of Attorney (LPA) arrangements, ensuring financial decisions can be made on your behalf if needed.
Yes – you may be able to sell your home, use equity release, or rent it out to generate income for care fees. Professional advice is recommended to weigh the pros and cons.
Certain savings and investment strategies may offer tax advantages, helping you retain more wealth while covering care costs.
Consider location, quality ratings, facilities, staff ratios, and cost. Visiting in person and speaking with residents and families can help you make an informed choice.
