Business Protection

Ward Goodman helps businesses build financial resilience through a full range of business protection solutions – from key person cover to income, loan and partnership protection.
Key Person Cover
Shareholder Protection
Partnership Protection
Relevant Life Policy
Executive Income Protection
Loan Protection
Death In Service cover
I have been a client of Ward Goodman since 2010. They have provided superb service and advice throughout. They guided me through company establishment and funding routes and provided Payroll services and company accounts over this period.
Andrew Lawton
I have delt with Ward Goodman for over 8 years and they have always been exemplary. Easy to deal with and always responsive. I would recommend their services to any business.
Mike Suthers
Helpful in every way, giving peace of mind to any concern’s or questions regarding personal tax issues, and investments. A very professional team, would highly recommend them.
Paul Collins
I’d like to send my appreciation to Adrian for laying out some excellent advice in a preliminary, no commitment required chat. I found their use of language and broad understanding
Bobby Duncan

Build Resilience and Safeguard Your Company’s Future

Illness, injury or the loss of a key person can destabilise a business. We help you put protection in place – such as key person, shareholder or partnership cover – to ensure your company, shareholders and employees stay resilient and can plan ahead with confidence.

How Can Our Business Protection Services Help?

Having the right protection ensures your business remains stable if a key person is lost, supports succession planning, safeguards shareholder interests and sustains confidence among employees, clients and investors – helping you face challenges and secure long‑term success.

Key Person Cover

Safeguards your business against the financial impact of losing a key individual through illness or death, helping you maintain stability and continuity.

Shareholder Protection

Provides the funds needed for surviving shareholders to purchase shares if a shareholder dies or becomes critically ill, keeping control of the business secure.

Partnership Protection

Ensures remaining partners can buy out the share of a deceased or incapacitated partner, protecting both the business and personal interests.

Relevant Life Policy

A tax-efficient life insurance policy for directors and employees, offering valuable cover outside of a group scheme with potential tax advantages.

Loan Protection

Protects your business by covering outstanding loans if a key individual dies or suffers a serious illness, ensuring debts are not a burden on the company.

Executive Income Protection

Provides a regular income to the business if a director or key employee cannot work due to illness or injury, supporting financial resilience.

Our Business Protection Service Benefits

At Ward Goodman, our business protection services offer numerous advantages. Here are the key benefits that showcase how our services can help.
4
Protect Business Continuity
Safeguard your company from the financial impact if a key individual becomes ill or dies, ensuring stability and continuity.
4
Secure Shareholder & Partnership Interests
Ensure surviving shareholders or partners have the funds to retain control or buy out interests during difficult times.
4
Manage Loan & Debt Risks
Cover outstanding business loans if a key person can’t work, protecting your company’s cash flow and creditor relationships.
4
Enhance Succession Planning
Put robust protection in place that supports long-term ownership transition and financial planning for directors and stakeholders.
4
Improve Employee Confidence
With structured protection in place, your workforce, clients and investors can have greater confidence in your business’s resilience.
4
Bespoke Risk Assessment & Advice
Receive tailored protection planning from specialists who help identify risks and recommend solutions suited to your business needs.

Why Choose Ward Goodman?

Client satisfaction is paramount to us. We have a broad range of clients, and we endeavour to offer them the best tax planning service possible through continuous improvement and focus on doing things right the first time.

Experienced Advisors & Accountants

Our Dorset-based team can advise and support any size of business locally or nationwide.

Bespoke Financial Advice & Tax Planning Service Packages

Flexible, bespoke service covering all aspects of tax planning.

Access to a Full Team of Finance Experts

From our Financial Advisors to Pension Advisors.

Our Awards and Accreditations

Ward Goodman’s excellence in accounting services is validated by notable awards and accreditations within the UK financial industry.

Accounting Excellence

Ward Goodman was honoured with the prestigious Accounting Excellence Award,

ACA Accreditation

We are accredited by the Association of Chartered Certified Accountants (ACCA)

ICAEW Membership

Ward Goodman proudly holds membership with the Institute of Chartered Accountants

Partnerships

As a distinguished Partner, we utilise cutting-edge technology

Join Ward Goodman and experience the benefits of our pioneering approach in financial planning, wealth management, accounting, and tax advisory.

Meet Our Business Protection Specialists

Our business protection experts are dedicated to helping companies put the right safeguards in place, ensuring continuity, financial security, and peace of mind for both owners and employees.

Alex Foster

Group Managing Director & Chartered Financial Planner

Chris Peters

Financial Planner

Garry Crook

Financial Planner

How to Get Started

Ward Goodman has a simple but effective onboarding process making this hassle free for you. At Ward Goodman we can deal with any existing advisers to help with a smooth transition

Client Referral or Website Inquiry

Reach out through referrals, introducers, or our website.

Free Initial Meeting

We offer a no-cost, no-obligation meeting at one of our offices.

Quote and Setup

Provide necessary details, receive a quote, and initiate services upon acceptance.

Book a Meeting

If you would like to discuss your accounting requirements further, please book a meeting with an experienced member of our team. Simply let us know when’s best for you and we will get in touch to arrange a suitable time.

Once received, a member of the team will contact you to arrange a local or remote meeting. We aim to respond in 48 hours.

Frequently Asked Questions

Whether you’re a business owner, director, or shareholder, our FAQs on business protection are here to answer common questions and help you make informed decisions to safeguard your company’s future.

Business protection is a range of insurance policies that provide financial support if a key individual, business partner, or shareholder is unable to work or passes away.

Any business that relies on key people, shareholders, or directors can benefit. It ensures the company remains financially secure if the unexpected happens.

Common options include key person cover, shareholder protection, partnership protection, and relevant life policies.

In many cases, premiums may be treated as a business expense, but this depends on the type of cover and your circumstances. Professional advice is essential.

We’ll assess your business risks, recommend the right protection options, and help put the cover in place to safeguard your company’s future.

Other Services You May Be interested In

Payroll Services
We provide a comprehensive and timely payroll service to our clients, covering all aspects of payroll administration and reporting.
wardgoodman
Tax Planning
Our expert tax accountants can review the commercial and tax implications of how your business is structured.
wardgoodman
Business Tax Services
If you are running a business, you will be involved with a wide range of taxation obligations.
Business Protection
Tax Returns
A surprising number of new clients come to us with tax returns to sort out.
wardgoodman

Visit Our Blog

Need Financial Advice? We Offer Professional Assistance Only!

Excepteur sint occaecat cupidatat non proident.

Get In Touch Today

Once received, a member of the team will contact you to arrange a local or remote meeting. We aim to respond in 48 hours.