Illness, injury or the loss of a key person can destabilise a business. We help you put protection in place – such as key person, shareholder or partnership cover – to ensure your company, shareholders and employees stay resilient and can plan ahead with confidence.
Having the right protection ensures your business remains stable if a key person is lost, supports succession planning, safeguards shareholder interests and sustains confidence among employees, clients and investors – helping you face challenges and secure long‑term success.
Safeguards your business against the financial impact of losing a key individual through illness or death, helping you maintain stability and continuity.
Provides the funds needed for surviving shareholders to purchase shares if a shareholder dies or becomes critically ill, keeping control of the business secure.
Ensures remaining partners can buy out the share of a deceased or incapacitated partner, protecting both the business and personal interests.
A tax-efficient life insurance policy for directors and employees, offering valuable cover outside of a group scheme with potential tax advantages.
Protects your business by covering outstanding loans if a key individual dies or suffers a serious illness, ensuring debts are not a burden on the company.
Provides a regular income to the business if a director or key employee cannot work due to illness or injury, supporting financial resilience.






Ward Goodman’s excellence in accounting services is validated by notable awards and accreditations within the UK financial industry.
Ward Goodman was honoured with the prestigious Accounting Excellence Award,
We are accredited by the Association of Chartered Certified Accountants (ACCA)
Ward Goodman proudly holds membership with the Institute of Chartered Accountants
As a distinguished Partner, we utilise cutting-edge technology
Join Ward Goodman and experience the benefits of our pioneering approach in financial planning, wealth management, accounting, and tax advisory.
Ward Goodman has a simple but effective onboarding process making this hassle free for you. At Ward Goodman we can deal with any existing advisers to help with a smooth transition
Reach out through referrals, introducers, or our website.
We offer a no-cost, no-obligation meeting at one of our offices.
Provide necessary details, receive a quote, and initiate services upon acceptance.
If you would like to discuss your accounting requirements further, please book a meeting with an experienced member of our team. Simply let us know when’s best for you and we will get in touch to arrange a suitable time.
Business protection is a range of insurance policies that provide financial support if a key individual, business partner, or shareholder is unable to work or passes away.
Any business that relies on key people, shareholders, or directors can benefit. It ensures the company remains financially secure if the unexpected happens.
Common options include key person cover, shareholder protection, partnership protection, and relevant life policies.
In many cases, premiums may be treated as a business expense, but this depends on the type of cover and your circumstances. Professional advice is essential.
We’ll assess your business risks, recommend the right protection options, and help put the cover in place to safeguard your company’s future.