Mortgage Payment Holiday

What is it?

If you think you’ll struggle to make your monthly mortgage payments because of coronavirus, your mortgage lender should be able to help by offering you a 3-month payment holiday.

A mortgage payment holiday is a break from paying your mortgage. It won’t affect your credit rating, so there’s one less thing to worry about.

Guidelines will vary between lenders.


Am I eligible?

You will be eligible if:

  • Your finances have been affected by coronavirus.
  • You’re up-to-date with your monthly mortgage payments.
  • You have consent from everyone named on the mortgage.


How do I access it?

Contact your mortgage lender or visit their website for more information.


When can I access it?

This is available immediately.  If you think that your ability to pay your mortgage repayments is going to be affected by the coronavirus, you should contact your mortgage lender immediately to discuss.

Book a Call Back

If you would like to discuss further, please book a call back with an experienced member of our team. Simply let us know when’s best for you and we will get in touch to arrange a suitable time.

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